Funeral Cover

Get a quick quote for cover up to R30,000.

Find your plan:

Premium starts from R60.00

*This does not constitute financial advice.

Premiums

Funeral cover that fits your budget, not your worries.

Cover for up to 18 Members per policy.

No joining fees.

*No waiting period for accidental death.

Cover Options

COVER 1

R10,000

COVER 2

R20,000

COVER 3

R30,000

COVER 4

R10,000

+65 years old

COVER 1

R10,000

Base Premium

Covers main member, spouse & up to 6 children.

R60.00

Additional Cover for

Parents/In-Laws/Grandparents

Max. 4

(0 – 64 years)

R35.00

Per person added.

(65 – 74 years)

R70.00

Per person added.

(75 – 84 years)

R90.00

Per person added.

Additional Cover for

Extended Family Members

Can include brothers, sisters, nephews, nieces, uncles, aunties, grandchildren, and stepchildren.

(0 – 64 years)

R35.00

Per person added.

(65 – 74 years)

R120.00

Per person added.

(75 – 79 years)

R170.00

Per person added.

COVER 2

R20,000

Base Premium

Covers main member, spouse & up to 6 children.

R90.00

Additional Cover for

Parents/In-Laws/Grandparents

Max. 4

(0 – 64 years)

R70.00

Per person added.

(65 – 74 years)

R140.00

Per person added.

(75 – 84 years)

R180.00

Per person added.

Additional Cover for

Extended Family Members

Can include brothers, sisters, nephews, nieces, uncles, aunties, grandchildren, and stepchildren.

(0 – 64 years)

R70.00

Per person added.

(65 – 74 years)

R240.00

Per person added.

(75 – 80 years)

R340.00

Per person added.

COVER 3

R30,000

Base Premium

Covers main member, spouse & up to 6 children.

R120.00

Additional Cover for

Parents/In-Laws/Grandparents

Max. 4

(0 – 64 years)

R105.00

Per person added.

(65 – 74 years)

R210.00

Per person added.

(75 – 84 years)

R270.00

Per person added.

Additional Cover for

Extended Family Members

Can include brothers, sisters, nephews, nieces, uncles, aunties, grandchildren, and stepchildren.

(0 – 64 years)

R105.00

Per person added.

(65 – 74 years)

R360.00

Per person added.

(75 – 79 years)

R510.00

Per person added.

COVER 4

R10,000

+65 years old

Base Premium

Covers main member, spouse & up to 6 children.

R150.00

*Main member over 65 years old.

Additional Cover for

Parents/In-Laws/Grandparents

Max. 4

(0 – 64 years)

R35.00

Per person added.

(65 – 74 years)

R70.00

Per person added.

(75 – 84 years)

R90.00

Per person added.

Additional Cover for

Extended Family Members

Can include brothers, sisters, nephews, nieces, uncles, aunties, grandchildren, and stepchildren.

(0 – 64 years)

R35.00

Per person added.

(65 – 74 years)

R120.00

Per person added.

(75 – 79 years)

R170.00

Per person added.

Base Premium

Covers main member, spouse & up to 6 children.

R60.00

R90.00

R120.00

R150.00

*Main member over 65 years old.

Additional Cover for

Parents/In-Laws/Grandparents

Max. 4

(0 – 64 years)

R35.00

Per person added.

R70.00

Per person added.

R105.00

Per person added.

R35.00

Per person added.

(65 – 74 years)

R70.00

Per person added.

R140.00

Per person added.

R210.00

Per person added.

R70.00

Per person added.

(75 – 84 years)

R90.00

Per person added.

R180.00

Per person added.

R270.00

Per person added.

R90.00

Per person added.

Additional Cover for

Extended Family Members

Can include brothers, sisters, nephews, nieces, uncles, aunties, grandchildren, and stepchildren.

(0 – 64 years)

R35.00

Per person added.

R70.00

Per person added.

R105.00

Per person added.

R35.00

Per person added.

(65 – 74 years)

R120.00

Per person added.

R240.00

Per person added.

R360.00

Per person added.

R120.00

Per person added.

(75 – 79 years)

R170.00

Per person added.

R340.00

Per person added.

R510.00

Per person added.

R170.00

Per person added.

Important
Terms & Conditions

Waiting Period:

  • All cover plans are subject to a 6 Calendar Month Waiting period from commencement of cover for natural death.
  • *No waiting period applies for accidental death.
  • Cooling off period
    You may cancel your policy within 31 days of receiving this policy. If you choose to cancel the policy in this period, we will refund the premium received if we have not yet paid any benefit or you have not yet submitted a claim to us or if an event which we have insured you against in this policy has not yet occurred.
  • Grace Period:
    We allow 30 days for the payment of the monthly premiums. Your cover continues until the end of the Grace Period.
  • Lapse/Reinstatement:
    Should we not receive a premium for two months, the policy will lapse. Reinstatement allows you to continue with the policy after it has lapsed. You can reinstate your policy within three (3) months after the policy lapsed.
  • Waiting periods:

    • *Accidental death: There is no waiting period for accidental death provided that we have received the first premium.
    • Natural causes: 6 calendar months.
    • Suicide: 12 calendar months.

How it works

 FAQs

Answers to frequently asked questions about our funeral cover plans.

Yourself, your spouse, children, parents, parents in-law, grandparents and extended family members.

We limit the cover amount to R30 000 for the Main member and R50 000 for a life assured under all policies.

Minimum entry age is 18 years and maximum entry age is 84 years.

The cover continues until the assured life passes on.

The policy will commence upon receipt of the first premium.

Accidental death refers to an event that strictly occurs as a result of an accident. Deaths from car crashes, slips, choking, drowning, machinery, and any other situations that can’t be controlled are deemed accidental.

Yes, you can replace your existing policy from your insurance provider.

  • Certified Copy of Deceased ID.
  • Certified Copy of Claimant/Beneficiary ID.
  • Certified Copy of the computer printed death certificate.
  • Copy of all four (4) pages of the DHA1663/1680 (Notification of death/stillbirth); and
  • Proof of bank account of the Claimant.
  • Accident report by an Investigating officer for Accidental death.
  • Cooling off period
    You may cancel your policy within 31 days of receiving this policy. If you choose to cancel the policy in this period, we will refund the premium received if we have not yet paid any benefit or you have not yet submitted a claim to us or if an event which we have insured you against in this policy has not yet occurred.
  • Grace Period:
    We allow 30 days for the payment of the monthly premiums. Your cover continues until the end of the Grace Period.
  • Lapse/Reinstatement:
    Should we not receive a premium for two months, the policy will lapse. Reinstatement allows you to continue with the policy after it has lapsed. You can reinstate your policy within three (3) months after the policy lapsed.
  • Waiting periods:

    • *Accidental death: There is no waiting period for accidental death provided that we have received the first premium.
    • Natural causes: 6 calendar months.
    • Suicide: 12 calendar months.

All valid claims are paid within 48 hours of receiving all the required documentation.

Dignity and peace of mind.

“I highly recommend RFA Funeral Services. My claim was submitted on 29 January 2026 and paid within 24 hours. The team was professional, efficient, and maintained constant contact until I received the funds. Their support during a difficult time meant so much. Thank you for the excellent service.”

Oxford Velem

“When my mother passed away, RFA Funeral Services showed outstanding care and dedication. They even responded after hours to confirm my documents, approved my claim the next day, and paid out within 48 hours. Their swift, compassionate service made all the difference during a very difficult time.”

Michael Colvel

“Thank you to RFA/RMA teams for the excellent client services offered at my lowest moments. You brought a smile in my time of sorrow, you eased the burden on my shoulders with excellent service in time of need.”

Marumo Martha Dhlamini

“I do appreciate your efforts, I've been your client few years ago, you never disappointed me. You manage to fulfill your promises, keep up the good work. I thank you.”

Risenga Nkatingi

“I am Tshivhase Tshimangadzo as a consumer I wanted to express my heartfelt for your service. Your services has greatly benefited me in such a way of going forward. Thank you for your exceptional service .I look forward continuing to cooperate with you guys.”

Tshimangadzo Tshivhase

*This does not constitute financial advice.

We’re here for you.

Supporting you and your family every step of the way.

Contact InfoWhatsapp Us

SMS “RFA” TO 43366 TO JOIN

We’re here for you.

Supporting you and your family every step of the way.

Contact InfoWhatsapp Us

SMS “RFA” TO 43366 TO JOIN